Money
HOW TO RETIRE EARLY AND RICH

Have you ever thought about retiring early? Have you ever wondered what it would be like to not have to work till your 65 to 70 years old? If so, then this post about how to retire early and rich is for you.
Before I provide you with some critical insights on how you can begin the process of retiring early, let me share with you this short little story.
I was just a few years into my budding career when I came across a book that provided me with a simple secret on how to retire young, and maybe even rich. Undeniably, it was a book that changed my life forever.
In those early days just after college, all I read at the time were Philosophy books. Books by Voltaire, Nietzsche, Emerson and the like. In fact, I was on my way to the Philosophy section at my local Barnes & Noble the day I crossed paths with that life-changing book.
There was something that drew me to this book on that fateful day. I am not sure if it was the title of the book or it’s off-beat purple color that caught my eye. All I know is that once I laid eyes on it, I just had to pick it up.
Fortunately for me, the title indicated advice that I was in desperate need of.
At the time I had just recently boomeranged back to living with my grandparent’s, I had a college degree in hand along with a good job at the time, but I was not the greatest at handling money. I was great at saving money, but I was also really good at finding a way to spend that saved money once I reach around $10 to $15 in savings.
Needless to say, if there were a fast track to getting rich and retiring young, I sure as heck wasn’t on it. But, I followed these steps outlined below, and it changed everything for me. So, if you want to retire early, give these ideas some consideration:
1. Read This Book
Here’s where you should start. Read this book, it is a book that changed my life.
Now, quick disclaimer, This book was no magic pill. It didn’t make me richer over night. But, it did help me find riches (relatively speaking), and it’s been helping me become richer year over year.
So, what was the title of this book?
It was called ‘Rich Dad Poor Dad’.
Now, I know this book has been around for a long time, since 1997 to be exact. In fact, as I write this, I keep thinking to myself, “man this is old-hat. Why are you writing about this? Everyone has already heard of this book.”
But, the truth is, I feel compelled to write about it because maybe you’ve never read it. Or, maybe you’ve heard of it, but have yet to crack it open. Or, maybe you still think like I thought before I read the book.
Maybe you think money is bad, or that becoming rich and retiring early is not possible for you. Or, maybe you just need a good ole kick in the financial pants like I did back then, and you’re waiting for someone to give you that kick. Maybe this is your kick…so, here we are.
2. Allow Money to Motivate You
Know this, before I read this book, my mind wasn’t open, especially when it came to money. Sure, I was a “open-minded thinker” when it came to philosophy, politics, and all those other time-wasting topics that typically make people feel more miserable and more powerless the more they read of it.
But, when it came to money and getting rich, I was clueless.
On top of that, before I read this book, I wasn’t a very motivated person. I mean, I was motivated enough to drag my butt out of bed and drive to work every morning, but I wasn’t on fire for life (for at least four days out of the week…Monday – Thursday), and I wasn’t on fire for my future.
But then… then I read this book and it did something to me. It transformed my mindset. It helped me open my eyes to the possibilities of living a life of abundance. It opened my eyes to the prospect of retiring young and retiring rich. In short, it lit a fire under my ass.
And I am sure it can do the same for you.
How do I know? Well, I’ve learned over the years that when we have an exciting vision for our future, amazing things start to happen.
That’s why I always preach about having compelling goals as your best source of motivation. And it’s the reason I created the Strive Journal; to get that compelling goal of yours in front of you, every… single….day.
Why? Because that’s how winning is done.
Set some money goals (get rid of debt, net worth, etc..) and let them pull you!
3. Shift Your Mindset
With that being said, there are countless other books out there that can help you understand the money-game or give you advice that can help you retire early, but if you come from humble beginnings like me, you’re going to need a book that can shift your financial mindset. And no doubt about it, “Rich Dad Poor Dad” will do the trick.
Once you allow this book to shift your mindset, you’ll likely want to read other financial books. So, if this book piques your financial curiosity like I think it will, here is a great set of follow up books you can also read to improve your financial IQ.
- The Millionaire Mind
- The Automatic Millionaire
- The Way to Wealth
- Cash Flow Quadrant
- The Millionaire Fastlane
- Retire Young Retire Rich
- The Richest Man in Babylon
As they say…”If you want to earn more, you have to learn more.” Or even better, “If you want to earn faster, learn faster.”
Now, I don’t want to leave you with… “Okay, now just go read this book and this is how you will retire early”, so I am going to give you a few insights you can start applying to your life today…book or no book.
Here is one of the biggest takeaways I got from the book that you can start leveraging today if you’re not already doing so. You ready for it?
Here it is, you can retire early and you can retire rich, if you focus on the accumulation of assets over liabilities, and income over expenses.
What do I mean by this? Let me give you a little helpful break down.
Related: How to Become a Millionaire
4. Prioritize Assets Over Liabilities
What are assets? Well, as a very simple definition, an asset is anything that grows in value over time. For instance, and asset is a piece of property like real estate, a business, stocks (shares of ownership of a business), precious metals, intellectual property, or pretty much any item that holds value or becomes more valuable over time.
Whereas liabilities, especially as voiced in the book, are things that you owe money on. This could be credit card debt, your mortgage, car loan, your student loan, etc. Basically, it’s anything you are obligated to pay for and keep paying for.
So, the book does a great job pinpointing exactly how the rich think, by showing us what we should be accumulating more of (assets). I know this may seem like common sense. But hey, common sense isn’t so common.
Truth is, most people go about their days growing their liabilities to keep up with their neighbors, instead of growing their assets to keep up with their vision for their future.
Unfortunately, far too many people float along through life, living in a form of fairy tale, thinking someone somewhere down the road is going to take care of everything for them.
But, the reality of it, is that no one is going to save you. No one is coming, there are no heroes when it comes to your own financial future. The government, social security, or that social revolution isn’t going to bail you out. So, you’ll have to save yourself. You have to become your own hero.
And the best way to become your own hero is to take control of your own financial future. And you start taking control of your financial future when you begin to understand the difference between assets and liabilities, and then choose every day to focus on growing your assets and reducing your liabilities.
“An Asset Puts Money In My Pocket. A Liability Takes Money Out Of My Pocket.”
– robert kiyosaki –
Become obsessed with this idea. Start thinking “assets over liabilities…assets over liabilities” every time you’re about spend a dollar. This is the mindset needed to create an abundant future for yourself. This is the mindset you need if you want to get rich.
It’s not sexy, it’s not pretty, it’s not convenient…it’s just the truth.
But, thinking this way alone is not enough, you’ll also have to master this battle too…
5. Focus on Income Over Expenses
We all know what income is and what expenses are. But what this book does a good job of doing, is hammering over and over into our minds WHY we need to gain control over our expenses. The reason? So you have more income left over at the end of the month, extra income that can then be invested into assets. Not liabilities, not in things you don’t need, not into fluff and excess stuff, into assets.
The crazy thing about a lot people, is they think they have to spend every last dollar they make. Just as soon as these people get their paychecks they find a way to burn through it.
When I see people do this, I shake my head and think to myself, “Come on…. do you really want to be stuck working a job or operating a business your whole life?!”
Please, pretty please…don’t be “that” person. There is more to life than being chained to the constant grind.
Get your expenses down to as low as possible. By doing this, you increase the amount of income you have left over at the end of the month. Then you can take that extra income and invest it in your future by investing in assets. Assets like real estate, investment funds, or a business.
Learn how to master your expenses and invest your income wisely. It’s a simple formula. And if you don’t want to be a slave to your circumstances FOREVER, it’s a formula worth following.
Now, many people might say, “well I don’t make enough money” or “If I follow this plan I won’t have much left to live off of”, etc…. Unfortunately, most people make excuses, that’s why most people don’t retire young and very few retire rich. It’s the reason most people have to wait till they’re 65 before they can scratch their own itch.
But you don’t have to be most people. You choose which camp you want to be in. We all got to start being smarter with our money sometime. Why not make that sometime now?
6. Start Tracking Your Money
One of the best things I ever did for growing my wealth was a two-part process; kill my excess spending and siphon every extra dollar into investments. The second best thing I ever did, was to begin tracking my wealth on a dry-erase board.
Sure, I could have tracked it on a spreadsheet or some new fancy financial app, but putting those numbers on a physical board where I could see them every single day, made my assets and net-worth feel more tangible… more real. Not sure why, it just did, and that feeling kept me motivated to keep striving to grow my wealth. Still does.
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Truly, there is something powerful about knowing where you stand financially, and being able to visibly see your assets grow month over month. Here’s how you can do the same thing. Go out and get you a 17″ x 23″ dry-erase board, something like this…..
Then on that dry-erase board, draw a cross through it, creating four equal quadrants. On the top left quadrant, list out all your assets and total them. Then, on the upper right quadrant, list out all your liabilities and total them.
On the bottom left quadrant, graph the growth of your assets month over month (doing this tracks your growth and is very motivating). Similarly, use the right bottom quadrant to graph the reduction of your liabilities month over month (again, the biggest benefit of doing this is for moral purposes…because observing your own progress will help you keep your spirits up).
Then, draw a small rectangle in the center of all four quadrants, in this rectangle subtract your liabilities from your assets, and voila, you have your net-worth. You still with me?
If not, below is an image of what I am describing. It’s an exact replica of the system I use on my own dry-erase board (figures are for educational purposes only). As they say, there are a hundred ways to skin a cat, so feel free to use these ideas or create your own little something if that works best for you.
7. Determine How Much You Need to Retire Early
Now, one of the most crucial aspects related to retiring early, is knowing exactly how much you need to retire. You can have the best money management habits, but if you never take the time to determine exactly how much you need to call it quits on the 9-to-5, you never do so.
With that being said, make sure you discover exactly how much money you’d like to have coming to you every month once you retire. A good place to start, is to assess how much you’ll need at a bare minimum for all your necessary expenses, and then to add any other expenses that you are sure you’ll want to enjoy while you are retired.
Once you have that number, you essentially have your financial independence number (also widely known as your FI number). This number is ultimately how much money you need to cover your expenses and wants every month.
From this point forward you’ll be set to start working towards creating cash flow and revenue that would help you meet this financial goal. For example, if you estimate your future monthly expenses to be around $3,750 (equivalent to $45,000 per year), then you can work towards anyone of these goals to get to your intended outcome:
- Invest $800,000 in an investment yielding around 5.5% annually = $45,000 per year
- Invest $1,000,0000 in an investment yielding 4.5% annually = 45,000 per year
- Build a side-hustle that pays you passive income = $3,750 per month
- Invest in 7 or 8 $250,000 multi-unit properties cash flowing around $500 each = $45,000
- Or any combination of the above in differing amounts to help you get to your number.
Obviously, these are just hypothetical numbers above, but they are doable if your FI number was a modest $45,000 per year. Now, if you wanted or needed more money each month, then you FI number as they call it, would have to be adjusted up.
The great news is, once your inflow from investments, side-hustles, etc.. match your FI number, you can, if you wish to… retire young!
How about that!
Related: How to Get Rich With a Normal Job
Conclusion
And that’s that. Start actively tracking and measuring your assets, and financially speaking…you’ll put yourself leagues above your peers. On top of that, you’ll be in a much better position for retiring early…and maybe even rich.
But most importantly, you’ll discover exactly how much money you’ll need to either stash away, or how much money you’ll need a business to produce for you, so can live off of the income those investments produce for you.
“What Gets Measured Gets Improved.”
– peter drucker –
What it all comes down to in the end my friend, is awareness and discipline. Be aware of what your future will look like if you fail to be smart with your money now. And be aware of the money milestones you’ll need to reach to retire early. Then get disciplined enough to do what you must to turn that goal of young retirement into a reality.
Without a doubt, if you do these things outlined on this post, you’ll be able to create the future you want for yourself and retire sooner, rather than later.
Till you reach your aims,
STRIVE
PS – If you enjoyed this resource on how to retire young and rich, then you’ll also enjoy these other supporting resources:
Money
JEFF LERNER’S NET WORTH AND HOW HE GOT SO RICH
Jeff Lerner is a highly successful entrepreneur, author, speaker, and renowned online educator. Having gone from struggling musician, to multiple failed business ventures, and a failed marriage, Jeff eventually turned it all around. He created a multimillion dollar business and created a sizeable fortune for himself. How big of a fortune? Well, that’s exactly what we aim to touch upon in this write-up.
So, if you’ve ever wanted to know Jeff Lerner’s net worth, how much he makes, and how he built his fortune, then let’s get right to it.
What Is Jeff Lerner’s Net Worth?
Many sources around the web have estimated Jeff Lerner’s net worth to be between $4 million and $50 million dollars, but based off of our research, this figure is highly inaccurate. With businesses that have turned out hundreds of millions of dollars, having a net worth of only $4 million is quite unlikely, while $50 million may be a bit too high.
Certainly, the higher range is possible if you include the value of his businesses as assets, but for our investigation we left those out. That said we know Jeff owns over 30 doors as a real estate investor, with his equity in those units coming out to around $10 million alone. Plus he has other investments in crypto, stocks, and partnerships in other businesses.
Therefore, per our research and analysis, Jeff Lerner’s net worth as of 2025 is estimated at $15 million.[1]
How Much Does Jeff Lerner Make Per Year?
Certainly, his current net worth and rate of growth begs the question, ‘So how much does Jeff Lerner make per year, or per month?
Well, according to our research, Jeff’s various businesses pay him out approximately $500K per year. After incorporating the earning power of Jeff’s $15 million dollar net worth at 4%, he also earns an additional $600K per year passively.
As such, Jeff Lerner makes approximately $1.1 million per year.
JEFF LERNER MONEY METRICS
Money Metric | Amount |
---|---|
Net Worth: | $15,000,000 |
**Earnings Per Year: | $1,100,000 |
Per Month: | $91,670 |
Per Week: | $21,154 |
Per Day: | $3,022 |
Per Hour: | $125 |
Per Min: | $2.09 |
Per Sec: | $.03 |
Note: this is a estimated (but very possible) earnings Metric based off the earning power of Jeff Lerner’s net worth and his estimated income. It does not include how much Jeff makes from projects, sponsorships, his podcast, or social media, etc. This calculation is for entertainment purposes only. Methodology
Jeff Lerner’s Social Media Earning Power
Jeff makes quite a bit of money from his various business offerings and books. And he could make a bit more by leveraging his social media network. How much more? Well, let’s break down his followers first, and then we’ll tell you.
First things first, Jeff Lerner has 102K Instagram followers, 51K Facebook followers, 88K YouTube subscribers, 1.3K Twitter followers, and 103K TikTok followers. As such, the grand total of his social media followers is roughly 335K.
Therefore, with a following of this size Jeff Lerner’s social media earning power, according to current social media marketing pricing standards, is approximately $3K per sponsored post.
How Did Jeff Lerner Get Rich?
Jeff Lerner didn’t start off with a lot of money. His story is truly a rags to riches story, where he had to go through tons of struggle and failure before finally achieving significant success.
As a high school dropout, Lerner aimed to make money as a musician for nearly a decade. While struggling to make a living as a musician, he also pursued entrepreneurship and failed at 11 different businesses over the timespan of 10 years.
In fact, his business failures led him into debt to the tune of nearly half a million dollars, but he didn’t quit. He persevered and tried something different each time.
Lerner eventually got into affiliate sales and started to achieve a semblance of success around 2012. He then started an Agency to help clients achieve similar success in online sales and traffic generation and achieved 7 figures.
Then, in 2019 he launched his online entrepreneurship education company and successfully built up his revenue for the business, reaching over 9 figures. That said, over span of two decades of entrepreneurial endeavors, he has managed to pull in over $150 million in combined revenue.
So, how did Jeff Lerner get rich? The short answer is through hustle and grit. He became rich because he decided to learn from his failures, and sought innovative ways to help people shorten their journey to success and riches.
Additional Jeff Lerner Success Insights
That said, here a few powerful words and success anecdotes that Jeff Lerner has uttered over the years that can give you clarity on the success mindset that helped him achieved financial success:
1. “The Selfless Way Works Better Than The Selfish Way.” – Jeff Lerner
2. “The Messy Part of Your Life Is Your Most Powerful Message.” – Jeff Lerner
3. “Think Disruptively, Earth Shatteringly Big, About What You’re Capable Of In This World.” – Jeff Lerner
4. “Count Your Blessings This Morning. You Never Know When You Could Lose What You Have.” – Jeff Lerner
5. “Everyone Should Have Something In Their Life That When It Comes Alive, You Lose Track Of Time.” – Jeff Lerner
Related Wealth Building Resources:
- Getting Rich With a Normal Job
- How To Become a Millionaire
- ETFs to Help You Get Rich
- Science of Getting Rich Quotes
Key Takeaways
Here are some key Jeff Lerner takeaways:
- Jeff Lerner Net Worth: $15 million
- Annual Earnings **: $1.1 million
- Social Media Followers: 335K
- Social Media Earning Power: Approximately $3K per sponsored post
- Keys to Success: Trial and Error, Grit, Perseverance, Innovation
Jeff Lerner’s impressive net worth is directly related to the risks he’s taken and the energy he’s expended in acquiring the skills that allow him to create value for others. There’s no doubt that Jeff’s net worth will continue to grow over the years, and if he ever sells his entrepreneur education platform, it will spike dramatically.
That said, we hope you got the insights you were looking for on the Jeff Lerner net worth profile page. But most importantly, we hope you leave inspired and ready to grow your own fortune.
Till you reach your financial aims,
STRIVE
PS – If you enjoyed this Jeff Lerner net worth profile, then you may equally enjoy learning about the net worth of other high achievers and influencers like the following:
Myron Golden Net Worth | Codie Sanchez Net Worth | Dean Graziosi Net Worth | Alex Hormozi Net Worth | Grant Cardone Net Worth
** These earnings are hypothetical and calculated off of the earning power of Jeff Lerner’s net worth assuming a 4.0% dividend yield and his estimated income.
Money
HOW TO CALCULATE YOUR NET WORTH EASILY
Knowing what your net worth is, is invaluable to growing it. Your net worth encapsulates your financial reality, combining assets and liabilities into a single number that unveils your financial health. It’s like a mirror that reflects your progress, and enables you to set goals and make informed decisions on how to grow it further. Which is why it is crucial to actually know how to calculate your net worth.
Whether you’re a seasoned investor or just beginning, tracking your net worth is your compass. It’ll let you know where you’re at in terms of your financial journey. So, if you’ve don’t know how to calculate your net worth, then pay special attention to these steps. They’ll give you the easy to follow steps to isolate your financial position, so you can map out your financial journey.
HOW TO CALCULATE YOUR NET WORTH
Knowing your net worth is also a pivotal step toward making informed decisions. Whether it’s contemplating major purchases, evaluating investment opportunities, or planning for retirement, having a clear picture of your financial foundation equips you with the wisdom to navigate these choices wisely.
That said, here is a simple 10 step process you can use to easily calculate your net worth.
Step 1: Gather Your Financial Documents
Your first step for calculating your net worth starts with having all of your financial information handy. So, begin by collecting all your financial documents.
You’ll want to gather bank statements, investment records, real estate deeds, and any outstanding loan or credit card balances.
This data will be the foundation of your net worth calculation.
Step 2: List Your Assets
Once you’ve collected all of the appropriate figures, you want to make a list of your assets. So grab a notebook or use an excel spreadsheet, and list out all of your assets.
Here are a few examples of your assets: savings accounts, investments, real estate, vehicles, and any highly valuable possessions. Don’t worry about listing out little things that don’t add much to your bottom line.
Once you have your list, assign each a value based on current market estimates.
Step 3: Tally Your Liabilities
Next, list your liabilities. This list should include things like your remaining mortgages, any student loans or credit card debt.
You’re liabilities are basically anything you’re still paying money one, or any other outstanding loans. Once you have your completed list, just add up the total amount owed.
This will become your total liabilities.
Step 4: Subtract Liabilities from Assets
Once you have your list of assets tallied or totaled and your list of liabilities listed and totaled as well, you can move on to this next step. All you’ll do here is some simple math.
Simply subtract your total liabilities from your total assets. The end result will be your personal net worth.
Here is a great net worth calculator that you can use if you don’t have excel. It’s simple, and it’ll give your your bottom-line numbers.
Having this number in hand is like having a snapshot of your financial position. It’s from here that everything you do to grow your wealth will be based off of.
Step 5: Analyze and Reflect
Now that you know how to calculate your net worth, these next steps will teach you how to effectively manage and grow it.
So, the first thing you’ll want to do is analyze your net worth and reflect on it. Take some time thinking about why it’s as large or small as it is.
Know that a positive value means your assets exceed your debts, which is a great thing. and that a negative value indicates that your debts outweigh your assets, signaling that in you’re in debt, and that there’s much room for improvement.
Related: How To Build Net Worth
Step 6: Set Goals
With your net worth in hand, now you can set financial goals. It doesn’t matter if it’s paying off debt, increasing investments, or saving for a major purchase, now that you have your net worth figured out, you have a baseline to track progress.
So set some goals, and outline the activity you’ll take to ensure those financial goals are met. If you want the number to grow fast and by a lot, well you need to think big and plan for massive action.
If the goals are modest, well, plan your actions accordingly.
Step 7: Schedule Regular Check-ins
To grow your net worth, you’ll want to keep it top of mind. And the best way to do this is to conduct regular check-ins with your net worth.
Basically, you’ll want to make the recalculation of your net worth a routine Some experts suggest updating it quarterly or annually to monitor your financial growth. However, we recommend recalculating it every month.
The more you’re thinking about your net worth, the more you’ll be thinking and taking action on how to grow it. There’s no doubt that as as you make these positive changes, and start tracking your net worth regularly, it will begin to grow.
Step 8: Seek Improvement
If your net worth is not where you’d like it to be, there’s no need to worry. Use your neew financial benchmark and knowledge to drive change.
Focus on paying down your debts, increasing your savings, making wise investments. In addition to this, consider ways you can increase your income; whether it be via a side hustle or by hustling to get that new promotion.
If you seek to improve yourself and your finances, you’re net worth will improve as a result.
Step 9: Seek Professional Help
That said, if you’re net worth is in the negative, or if your new financial goals seem to be out of reach, consider seeking professional help. It’s never a bad idea to reach out to a financial advisor, especially if your finances are complex or in a tough spot.
Financial advisors, experts, and coaches, can provide tailored guidance to optimize financial situation. They can get you and your mindset properly aligned with your net worth goals.
So, if you’re financial health is struggling, don’t hesitate to seek professional financial help.
Step 10: Celebrate Your Financial Milestones
Lastly, you’ll want to celebrate your financial milestones along the way. Every time your net worth increases, make a big deal out of it.
If you’re working with your spouse to grow your net worth, get those high-fives going. Especially when you see positive change. If you’re doing it on your own, celebrate your monthly or quarterly wins with a treat.
Of course, there will be down months. But, try to always look on the bright side. For example, if your assets are down, give yourself a pep talk about how the markets cyclical, and that you’ll be back up next month. Or, just commit to doubling down to make it positive next month.
Celebrate often, and think positively about the growth of your fortune. Your net worth journey is an ongoing saga of progress and empowerment. And, it should be fun.
Related: Personal Finance Quotes
How To Calculate You Net Worth Summarized
Here’s a quick recap on how to calculate your net worth.
- Gather Financial Documents
- List Your Assets
- Tally Your Liabilities
- Subtract Your Liabilities From Your Assets
- Analyze And Reflect
- Set Goals
- Schedule Regular Check-ins
- Seek Improvement
- Seek Professional Help
- Celebrate Your Financial Milestones
Final Thoughts
There you have it, you now know how to calculate your net worth. You also have a few empowering steps to help you ensure that your net worth grows continually.
That said, if you enjoyed this short write-up on how to calculate your net worth, then you’ll likely enjoy these supporting resources:
- How To Get Rich With a Normal Job
- The Science of Getting Rich
- How to Build Wealth
- Inspiring Net Worth Profiles
If you’re not where you want to be financially, just stay positive and keep grinding. And know that your day will come.
Till then,
STRIVE
Money
JOCKO WILLINK NET WORTH
Jocko Willink is a successful American author, businessman, podcaster, and a highly decorated former Navy SEAL who spent over 20 years in the U.S. Navy. He’s also one of the toughest and most disciplined men alive, and he’s pretty rich too. How rich? Well, that’s exactly what we’ll be highlighting on this page, Jocko Willink’s net worth, how managed to grow it over the years, and the earning power of his sizable fortune.
What Is Jocko Willink’s Net Worth?
Jocko Willink’s net worth in 2020 was estimated at approximately $5 million. Of course, as we all know, money never sleeps, and neither does Jocko. Okay, he averages about 5.5 hours of sleep a day, but you get the point.
Jocko spends the other 18.5 hours a day grinding to deliver value to his audience and the client’s he serves through his various business ventures. As such, his fortune has continued to grow over the years.
Had Jocko just put his $5 million worth of assets into a high yield savings account back in 2020, his net worth would be approximately $6 million today. And if he put his entire net worth into the SP500 he would now be worth $8.1 million.
That said, per our research and analysis, he’s somewhere in the middle. As such, Jocko Willink’s net worth as of 2025 is approximately $7 million.
How Much Does Jocko Willink Make A Year?
Jocko earns money from a variety of sources. He makes money from book sales, from his management consulting business, from ad revenue via YouTube and his podcast, from Molk supplement sales, and from giving public speeches.
Some financial data and or business specs have not yet been made public, so we won’t be able to address those figures. However, we can derive a baseline estimate from a handful of his income sources to provide you with a solid estimate.
That said, Jocko Willink charges approximately $225K on average for each speech he gives. So considering the industry average in terms of how often public speakers give a speech each year, we estimate Jocko makes at least $1.5 million a year just from public speaking.[1]
He also makes approximately $13.5K a month just from the ad revenue he makes from YouTube.[2] This figure doesn’t include the potential revenue he likely makes from brand partnerships. So, his annual revenue from YouTube is roughly $162K.
Jocko Willink’s sizeable fortune could also very easily earn him an additional $280K per year, with assets invested in a 4% yielding Savings Account, Money Market Fund, ETF, REIT, or Stocks.
So, per our research an analysis, we estimate that Jocko Willink makes at the very least $1.9 million per year.
JOCKO WILLINK MONEY METRICS
Money Metric | Amount |
---|---|
Net Worth: | $7,000,000 |
**Earnings Per Year: | $1,942,000 |
Per Month: | $161,833 |
Per Week: | $37,346 |
Per Day: | $5,335 |
Per Hour: | $222.29 |
Per Min: | $3.7 |
Per Sec: | $.06 |
Note: This is an approximate (but very possible) earnings metric for Jocko Willink based off the low-end earning power of his estimated net worth combined with a conservative estimate of his annual income. These calculations are approximations and are for entertainment purposes only. Methodology
Jocko Willink Social Media Earning Power
In addition to how much Jocko Willink makes per year, he can also very easily pull in extra money via his social media channels. How much? Well, let’s run the numbers.
Jocko Willink has around 3 million Instagram followers, 838.8K X (Twitter) followers, 957K Facebook followers, and 1.83 million YouTube subscribers. As such, his combined social media reach is roughly 6.62 million.
Therefore, with a following of this size, and if you consider current social media marketing pricing standards, Jocko Willink could very easily negotiate with and charge brands up to $40K per post, if he marketed the post across all of his platforms and followers.
Related: Jocko Willink Quotes
Key Takeaways
Here are some key Jocko Willink takeaways:
- Jocko Willink Net Worth: $7 million
- Annual Earnings **: $1.9 million
- Social Media Followers: 6.6 million
- Social Media Earning Power: $40K per sponsored post
Jocko Willink has built up an impressive net worth over the years. His dedication to creating inspiring content that helps people level up their discipline and leadership skills across the world has paid off well.
There’s no doubt that Jocko’s fortune will continue to grow over the years as he expands his audience, followers, and clientele.
That said, if you enjoyed this Jocko Willink net worth profile, then you may equally enjoy learning about the net worth of other high achieving leaders like:
David Goggins Net Worth | Eric Thomas Net Worth | Andy Frisella Net Worth
Till you reach your financial aims,
STRIVE
** These earnings are hypothetical and calculated off of the earning power of x’s net worth alone assuming a 4.0% dividend yield.
Money
NOAH KAGAN NET WORTH AND HOW HE BUILT HIS FORTUNE
Noah Kagan is a highly successful entrepreneur, YouTuber, author, and multimillionaire. He’s the founder and CEO of AppSumo, and he’s also launched over 25 other businesses. Needless to say, he believes in entrepreneurship and spends much of his time encouraging people to launch their own businesses.
That said, Noah’s business acumen and his hard-won entrepreneurial expertise has helped him amass an impressive fortune. So, if you’re looking to learn exactly how much he’s worth, then you’ll enjoy this Noah Kagan net worth profile. If you’re ready to dive into the nitty gritty let’s get started:
What Is Noah Kagan’s Net Worth?
Many sources across the web have estimated Noah Kagan’s net worth at varying and implausible amounts. Not only are the figures we came across inconsistent, but they are also inaccurate.
So, we conducted our own research and here is what we came up with. First things first, Noah Kagan has self-disclosed that he holds at least $25 million in just liquid assets alone. [1]
He also owns 60% of his primary money-making business, AppSumo (the highly popular digital marketing place for entrepreneurs), which brings in roughly $120 million in revenue per year. The average multiple for a digital business is around 4x their annual profit (which we estimate to be at around $100 million.)[2]
This means Noah Kagan’s equity from AppSumo is approximately $240 million ($100 million x 4 (x 60%). Therefore, according to our research and analysis which takes into account appreciation and inflation of both his cash positions, investments, and business equity, we place Noah Kagan’s net worth as of 2025 at approximately $270 million.
How Much Does Noah Kagan Make Per Year?
Certainly, Noah’s current net worth begs the question with regards to how much he makes per month or year?
Well, just last year Noah shared that his base take home salary is around $175K per year. But through an ingenious profit distribution model he learned from Amazon, he technically makes over $1 million per year.[3]
That said, he also makes a good chunk of change from his YouTube videos. Over the past year, his newly released videos pulled in approximately 18.5 million views, and his older videos have pulled in heaps of views as well. As such, he earns approximately $110K to $130K per year just from YouTube ad revenue alone.
That said, Kagan’s net worth has earning power too. And a good unwritten rule as a minimum yield for safe investments has been between the 3% to 5% range annually. So, at 4% of his liquid net worth ($25 million), he could easily earn him an additional $1 million per year.
As such, our total estimate for how much Noah Kagan makes per year is approximately $2.13 million. And when he cashes out the equity in his businesses, he’ll likely be able to 5x this figure.
NOAH KAGAN MONEY METRICS
Money Metric | Amount |
---|---|
Net Worth: | $270,000,000 |
**Earnings Per Year: | $2,130,000 |
Per Month: | $177,500 |
Per Week: | $40,964 |
Per Day: | $5,852 |
Per Hour: | $244 |
Per Min: | $4.06 |
Per Sec: | $.06 |
Note: this is a theoretical (but very possible) earnings metric for Noah Kagan based off the earning power of his estimated net worth combined with his estimated monthly income. These calculations are estimates and are for entertainment purposes only.
Noah Kagan’s Social Media Earning Power
In addition to how much Noah makes per year, he can also very easily pull in extra money via his social media channels. How much? Well, let’s run the numbers.
Noah Kagan has around 255K Instagram followers, 128K Twitter followers, 40K Facebook followers, 218K TikTok followers, 78K LinkedIn in followers, and 980K YouTube subscribers. As such, his combined social media reach is roughly 1.7 million.
Therefore, with a following of this size, Noah Kagan’s social media earning power, according to current social media marketing pricing standards, is approximately $5.9K per sponsored post, if marketed across all of his platforms and followers.
Key Facts Fun Facts:
- Noah Kagan Lives in Austin, TX.
- He spent over $2 million to purchase his house.
- Noah once lost $170 million dollars.
- Noah Kagan was born in 1982, and grew up in San Jose, CA.
How Did Noah Kagan Get Rich?
Noah started dabbling with online businesses while still in college. He created a handful of websites and businesses that that were geared towards helping students solve their problems (like creating a Craigslist for college kids, a book exchange platform for students, etc…).
Noah then jumped into the tech industry early on just after college. He got his start with Intel, where he worked as a Geography Marketing Analyst.
While at Intel he launched his own consulting business, known as HFG Consulting, and also started CommunityNext.com. His experience with online businesses helped him land a job at Facebook, where he was employee #30.
After Facebook he moved on to help a personal finance company to grow its userbase. The company was Mint and would eventually get acquired by Intuit. Noah decided to launch his own business after his experience with Mint, so he kick-started Gambit.
With Gambit , he started out making games at first, but then he transformed it into company that would be used to make payments easier for virtual games.
After nearly three years of building up Gambit, he eventually started making decent money (paying himself roughly $360K per year). Unfortunately, his business was banned by Facebook, and his biggest competitor tried to sue him. So he walked away from the business.
AppSumo was launched soon after in 2010 as a digital marketing place for entrepreneurs. Since its inception, Kagan has managed to grow the company by leaps and bounds.
His company now reaches over 300K new entrepreneurs every single month and is worth a whopping quarter-billion dollars.
So, the answer to how did ‘Noah Kagan get rich?’ is… he spent years honing his entrepreneurial chops by starting various businesses. He took many risks with his own money and time to launch multiple businesses that solved problems for others.
He then took the knowledge he had learned from all of his startups, and used it to help other entrepreneurs better navigate the world of entrepreneurship by pulling together helpful digital apps for startups everywhere.
How He Made His First Million
If you’re looking for more insights on how Kagan built his wealth, here’s a great video that he produced himself which highlights how he made his first million.
It’s a 15 minute video, but it’s worth watching if you’re curious to learn more about him, or looking to get inspired:
Video Credit: Noah Kagan (Subscribe Here)
Key Takeaways
Here are some key Noah Kagan takeaways:
- Noah Kagan Net Worth: $270 million
- Annual Earnings **: $2.13 million
- Social Media Followers: 1.7 million
- Social Media Earning Power: $5.9K per sponsored post
- Keys to Success: Trial and Error, Taking Risks, Creating Services That Makes Life Easier For Others
Noah Kagan’s massive net worth is directly related to the service he’s providing others with daily. Not only does his business help simplify the lives of many entrepreneurs, but it also helps them lower costs.
In addition to this, his YouTube channel also adds massive value to others by inspiring them to dream big and start their own business. Noah’s new book, ‘The Million Dollar Weekend‘ also aims to do the same.
Note: We’re reader-supported. When you buy through links on our site, we may earn an affiliate commission.
That said, we hope you’ve found value in this net worth profile. If you enjoyed this Noah Kagan net worth profile, then you may equally enjoy learning about the net worth of other high achievers and inspiring entrepreneurs like the following:
Gary Vee Net Worth | Alex Hormozi Net Worth | Jeff Lerner Net Worth
Till you reach your financial aims,
STRIVE
** These earnings are hypothetical and calculated off of the earning power of Noah Kagan’s net worth alone assuming a 4.0% dividend yield.
Money
RUDY RUETTIGER NET WORTH
Daniel “Rudy” Ruettiger is the inspiration behind one of the most inspiring longshot stories ever told. His inspiring true life story of defeating the odds, ignoring the naysayers, and overcoming countless limitations to pursue and achieve his dreams, is what lead to the making of the blockbuster success ‘Rudy’. But Daniel “Rudy” Ruettiger didn’t just succeed at reaching his dream to play football for Norte Dame, or in having a movie made after him. He also succeeded in accumulating a sizeable net worth.
So, that’s exactly what this page will be highlighting; Rudy Ruettiger’s net worth and his net worth’s current earning power. While we’re at it, we’ll also include a few fun facts related to his success and influence. So, let’s dive in.
What Is Rudy Ruettiger’s Net Worth?
As of 2025 Rudy Ruettiger’s net worth is approximately $550,000. Rudy amassed his net worth from a combination of proceeds from his movie, time spent giving speeches as a motivational speaker, from his various books like “Rudy: My Story”, “Rudy Ruettiger: The Walk On”, etc.. , and from his various businesses ventures over the years.
Rudy’s Net Worth is no small accomplishment, in fact, it’s almost double the Median Net Worth of American households between ages 65 – 74, which is $266,400.[1]
That said, here’s another interesting fact related to Rudy’s net worth. Had Rudy not been forced to settled with the SEC back in 2011 for over $382,866, for a complaint that was brought against him and a few of his associates, he would very easily be a millionaire today.[2]
How Much Does Rudy Ruettiger Make?
There’s very little data published on Rudy Ruettiger’s current earnings. However, he is of retirement age. As such, we can provide a conservative estimate of how much Rudy Ruettiger makes per year at a minimum based on potential social security income and an estimate of his potential earnings that his assets can produce.
To get to this number, it is assumed Rudy Ruettiger is a savvy enough investor to earn an annual 4.5% yield on his combined $550,000 net worth (FYI, a 4.5% return on investment is a reasonable yield to expect, especially considering returns on safe investments tend to fall between the 3% to 5% range historically).
Thus, hypothetically speaking, if Rudy Ruettiger liquidated all of his assets and used that money to buy a handful of REITS, ETFs, or stocks in strong businesses that consistently pay out a modest 4.5% yield per year, his annual yield from those investments would be approximately $24,750.
Therefore, if we combined the potential yield from his assets, and combined them with an estimate of the average retirement benefits received for retired workers of $1,558.54, [3] his estimated annual income (not counting any income he receives from current projects, book sale proceeds, or other speaking/business dealings) is at a minimum, approximately $43,446.
Rudy Ruettiger’s Money Metrics
Money Metric | Amount |
---|---|
Net Worth: | $550,000 |
**Earnings Per Year: | $43,446 |
Per Month: | $3,620 |
Per Week: | $835 |
Per Day: | $119 |
Per Hour: | $4.97 |
Per Min: | $.08 |
Per Sec: | $.001 |
Disclaimer: this is a hypothetical (but very possible) passive earnings Metric for Rudy Ruettiger based off of his net worth’s earning power combined with potential retirement benefits. It does not include how much he potentially earns from projects, sponsorships, or social media, etc. This calculation is an estimate of Rudy’s minimum passive income and is for entertainment purposes only. Methodology
Fun Facts:
- Rudy Ruettiger was born on August 23, 1948 in Joliet, Illinois U.S.A.
- Rudy became the first player ever carried off the Notre Dame Football field.
- Ruettiger has authored/co-authored 3 different books.
- Joe Montana was Rudy’s teammate at Notre Dame
Rudy Ruettiger on Success
Rudy Ruettiger is synonymous with determination. In fact, one can say that his determination led to all of his success. He was determined to play football for the fighting Irish, it happened, he was determined to have a movie made about him, it happened, and he was determined to become a motivational speaker, again, he made it happen.
Determination has been Rudy’s key to success, and if you want a thorough account of his inspiring success story, you’ll want to read this: The Inspiring True Story of Rudy Ruettiger.
“Don’t Ever, Ever Quit. Recognize That Stopping Now, Regrouping To Try A New Approach Isn’t Quitting. If You Quit You’ll Regret It Forever.”
– rudy ruettiger –
Related: Inspiring Rudy Quotes
Build Your Net Worth Like Rudy
Most of us won’t have a movie made after us, nor will we play football for the Notre Dame Fighting Irish. But, most of us can build a sizeable net worth with the right amount of focus and intention.
So, if you want to get to work on building your net worth like Rudy, check out the resources below and you’ll certainly be on your way:
Related Insights On Building Wealth:
Key Takeaways
Here are some key takeaways from Rudy’s net worth profile:
- Rudy’s Net Worth: $550,000
- Annual Earnings **: $43,446
- Keys to Success: Determination, Perseverance, Dreaming Big
Rudy Ruettiger and his story are both powerful and inspiring. And equally as inspiring is his net worth, as it is a net worth that is within reach to just about every single person.
With that said, we hope you’ll take these insights and allow them to inspire you to keep reaching and building till you’ve hit your mark both professionally and financially.
Till then,
STRIVE
PS – Growing your net worth to the same level as Rudy Ruettiger is possible, but you’ll accelerate your ability to do so by following these key financial wellness tips.
** These earnings are estimates calculated off of Rudy Ruettiger’s net worth earning power assuming a 4.5% dividend yield and the average monthly retirement benefits distribution in America, assuming he receives one.
Money
GRAHAM STEPHAN’S NET WORTH AND HOW HE GOT SO RICH
Graham Stephan is a highly successful entrepreneur, investor, YouTuber, and multimillionaire who inspires millions of people all over world with his passion for personal finance. Having first found a great deal of success as a real estate agent, he eventually switched gears, becoming one of the most popular personal finance personalities in the world. As such, we’ll be highlighting Graham Stephan’s net worth, how he managed to build it, and the earning power of his current sizable fortune.
What Is Graham Stephan’s Net Worth?
Graham Stephan is not one to rest on his laurels. Having built up a small fortune as a real estate agent, then investor, while continuously increasing his income over the years, his net worth is larger than ever.
Graham’s real estate assets are worth around $15 million, while his stock market investments are approximately $10.2 million, and he has close to $2 million invested in crypto and cash.
That said, according to our research and analysis, Graham’s net worth is indeed much higher this year, than it was last year. Other sources have his net worth at lower figures, but that is because they do not account his assets growth overtime, or his continued pace of investment. So, as of 2025, Graham Stephan’s net worth is approximately $27 million.
How Much Does Graham Stephan Make A Year?
Now that you know how much Graham Stephan is worth, you probably want to know how much he makes. Well, we know his YouTube channel alone brings in approximately $6 million per year.[1]
However, being the savvy personal finance guru that he is, he has more than one stream of income. Graham also makes money from his coffee company, ‘Bank Roll Coffee’, but he invests most of his profit back into the business.
Per our analysis, he rakes in approximately $30K per month in gross sales, with his profit margin being around 30%.[2] As such, he makes approximately $108K per year from his coffee business.
Graham Stephan is also a real estate investor who receives a healthy dose of rental income as well. Considering that money makes money, his investment assets (both real estate and stocks combined presupposing a conservative 4% yield) easily afford him an extra $1.08 million a year in income as well.
So, all combined Graham Stephan makes roughly $7.2 million per year.
GRAHAM STEPHAN MONEY METRICS
Money Metric | Amount |
---|---|
Net Worth: | $27,000,000 |
**Earnings Per Year: | $7,188,000 |
Per Month: | $599,000 |
Per Week: | $138,230 |
Per Day: | $19,747 |
Per Hour: | $822 |
Per Min: | $13.7 |
Per Sec: | $.22 |
Note: This is an approximate (but very possible) earnings metric for Graham Stephan based off the low-end earning power of his estimated net worth combined with his estimated annual income. These calculations are estimates and are for entertainment purposes only. Methodology
How Did Graham Stephan Get So Rich?
Graham Stephan’s success is not an overnight success story. Graham hustled for years as a real estate agent. He got into the industry at the age of 18.
He initially made a name for himself by helping clients find rentals during the great recession. However, once the economy bounced back had unwittingly created for himself a large list of clients who eventually needed help buying homes.
Graham seized the opportunity when the market shifted an ended up becoming one of the most successful residential real estate agents in the Los Angeles area. He eventually sold over $135 million worth of real estate.
But what really helped Graham achieve so much financial success was his money management skills. Graham Stephan was extremely frugal, and although he was making lots of money selling real estate, he wasn’t spending much of it.
In fact, he opted to place most of his money in investments, with his first investment being a small multiunit residential property. He focused on paying the mortgage down on his investment as soon as possible, eventually providing him with the extra equity to invest in additional properties and assets like index funds.
Graham then took his love for frugality and being money smart to start a YouTube channel that focused on personal finance. His great financial advice and peppy personality would lead to his channel’s explosive growth, and with it, an even larger pool of money to use for investments.
That said, Graham Stephan’s habit of making every dollar he earned work at its optimal level in his investments, is what has helped Graham become as rich as he is today.
More Insights On Building Wealth:
Key Takeaways
Here are some key Graham Stephan takeaways:
- Graham Stephan Net Worth: $27 million
- Annual Earnings **: $7.2 million
- Keys to Success: Persisting As a Real Estate Agent, Frugality, Intelligent Risk Taking
Graham Stephan’s sizeable net worth is directly related to the amount of people he’s helped. He brought massive value to his clients as an efficient and honest real estate agent, and then continued to provide massive value as an online financial educator/entertainer with his YouTube channels.
And of course, his net worth is especially sizeable because of his strong investment habits. Stephan seemingly follows investment wisdom from some of the greats like Andrew Carnegie, who said, “If you want to get rich, think of saving as earning.” That said, we hope the net worth of Graham Stephan will inspire you to follow his advice so you can achieve a semblance of his financial results.
Till you reach your aims,
STRIVE
PS – If you enjoyed our Graham Stephan net worth profile, then you may equally enjoy learning about the net worth of other high achievers and influencers like the following:
Grant Cardone Net Worth | Tai Lopez Net Worth | Pace Morby Net Worth
Money
75+ BEST FINANCIAL LITERACY QUOTES TO INSPIRE YOUR FINANCIAL SUCCESS
Financial Literacy is a topic that is extremely important to just about everyone these days. It’s important not only because it impacts everyone, but because those who lack a sound financial education risk a future of unnecessary instability and hardship.
“Knowledge Without Action Cost Money.”
However, the great thing about financial literacy is that it is available to us all. And the more financially literate we become, the better our lives typically become. So, to help encourage and inspire more people to embrace the power of becoming financially literate, we’ve decided to publish this ultimate collection of financial literacy quotes from a few of the most authoritative names on the topic of money.
With that said, some of these financial quotes speak to the need for financial literacy, while others actually provide hidden financial lessons than can actually strengthen your financial situation… if you embrace them. So, if you’re ready for some encouraging and wise words on the topic of financial literacy, let’s begin:
BEST FINANCIAL LITERACY QUOTES
1. “The number one problem in today’s generation and economy is the lack of financial literacy.” – Alan Greenspan
2. “The key factor that will determine your financial future is not the economy; the key factor is your philosophy.” – Jim Rohn
3. “Money without financial intelligence is money soon gone.” – Robert Kiyosaki
4. “There is a secret psychology of money. Most people don’t know about it. That’s why most people never become financially successful. A lack of money is not the problem; it is merely a symptom of what’s going on inside of you.” – T. Harv Eker
5. “Financial literacy begins the process of earning more for what you know and less for what you do.” – Linsey Mills
6. “A person either disciplines his finances or his finances disciplines him.” – Orrin Woodward
7. “Financial education needs to become part of our national curriculum and scoring systems so that it’s not just the rich kids that learn about money… it’s all of us.” – David Bach
8. “Financial Literacy is an important part of avoiding financial mistakes and planning for a strong, secure financial future.” – Tim Pawlenty
9. “Economic success is a direct function of being able to define one’s own allocation of time an motion.” – Thomas J. Stanley, Ph.D.
10. “An investment in knowledge pays the best interest.” – Benjamin Franklin
11. “I want kids to understand the importance of savings and investing. It’s crucial that people understand the importance of financial literacy, because it’s actually life-saving.” – Mellody Hobson
12. “Financial illiteracy is not an issue unique to any one population. It affects everyone: men and women, young and old, across all racial and socioeconomic lines. No longer can we stand by and ignore this problem. The economic future of the United States depends on it.” – President’s Advisory Council on Financial Literacy
13. “Radical economic transformation is not a quality you demand from the government, radical economic transformation is a quality you demand from yourself” – Mac Duke
14. “Many entrepreneurs struggle to understand payroll taxes, health care and other thorny issues… In other words, they don’t have the financial literacy to scale their businesses and attract investors.” – Daymond John
15. “Financial literacy makes it okay for you to make small or big mistakes. On the other hand, being financially illiterate only makes those mistakes dire and regrettable.” – Anas Hamshari
16. “The fastest way to double your money is to fold them in half and put them in your pocket.” – Andrew Carnegie
17. “Money is in some respects like fire – it is a very excellent servant but a terrible master. When you have it mastering you, when interest is constantly piling up against you, it will keep you down in the worst kind of slavery. But let money work for you, and you have the most devoted servant in the world.” – P.T. Barnum
18. “To become financially independent you must turn part of your income into capital; turn capital into enterprise; turn enterprise into profit; turn profit into investment; and turn investment into financial independence.” – Jim Rohn
19. “If you want to be financially-free, you need to become a different person than you are today and let go of whatever has held you back in the past.” – Kim Kiyosaki
20. “Just because you can afford it doesn’t mean you should buy it.” – Suze Orman
21. “Financial peace is not about acquiring stuff. It’s more about learning how to live on less than what you’re earning. This way, you can save money and invest some of it. You can’t win until you learn this.” – Dave Ramsey
22. “Don’t save what money is left after spending. Rather, only spend the money that remains after saving funds.” – Warren Buffett
23. “Earning a lot of money is not the key to prosperity. How you handle it is.” – Dave Ramsey
24. “Financial literacy is just as important in life as the other basics.” – John W. Rogers Jr.
25. “Money is just another word for power.” – Joline Godfrey
26. “Spending money to show people how much money you have is the fastest way to have less money.” – Morgan Housel
27. “Today the greatest single source of wealth is between your ears.” – Brian Tracy
28. “The lack of money is the root of all evil.” – Mark Twain
29. “Get what you can, and what you get hold, Tis the stone that will turn all your lead into gold.” – Benjamin Franklin
30. “Good money management is good life management.” – Financial Literacy Quote
31. “One penny may seem to you a very insignificant thing, but it is the small seed from which fortunes spring.” – Orison Swett Marden
32. “College graduates spent 16 years gaining skills taht will help them command a higher salary; yet little or no time is spent helping them save, invest, and grow their money.” – Vince Shorb
33. “The secret to creating lasting financial change is to decide to pay yourself first and then make it automatic.” – David Bach
34. “Financial problems are not fixed with money, but with financial education.” – Anonymous
35. “Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.” – Johann Wolfgang von Goethe
36. “To get rich, you have to be making money while you’re asleep.” – David Bailey
37. “We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate.” – Robert Kiyosaki
38. “At base, financial literacy is inextricably connected to control over one’s future.” – Ann Cotton
39. “You are never powerful in life until you are powerful over your own money.” – Suze Orman
40. “Never spend your money before you have earned it.” – Thomas Jefferson
41. “The key to fast-tracking financial freedom is to make and invest as much money as early and frequently as you can.” – Grant Sabatier
42. “Money is everywhere, it affects all of us, and confuses most of us.” – Morgan Housel
Inspirational Quotes About Financial Literacy
Financial literacy at it’s core, is a person’s ability to understand and effectively use various money management techniques like budgeting, saving, investing, and the leveraging of credit. Without a doubt, financial literacy is the bedrock on which the quality of our lives are built. So, the sooner you improve your financial literacy, and the more you develop it, the better off you will be, because knowledge is power, especially when it comes to money.
With that said, let’s get back to fortifying your financial knowledge, and jump back into this next section of financial literacy quotes.
Related: Prosperity Quotes
43. “As you manage your money, you manage your life.” – Dan Millman
44. “When I was young I thought that money was the most important thing in life; now that I am old I know that it is.” – Oscar Wilde
45. “An allowance is not a salary or an entitlement, it is a tool for teaching children how to manage money.” – Joline Godfrey
46. “We live in the richest country in world history. Our wealth is enormous and growing. Yet only 5 percent of us manage to become financially independent by age 65. Why is this? More often than not, the answer lies in what we choose to do with the money that comes into our lives.” – The Bogleheads’ Guide to Investing
47. “Any fool can spend money. But to earn it and save it and defer gratification — then you learn to value it differently.” – Malcom Gladwell
48. “Money can allow you to quit a job to be your own boss or step it up from sleeping in your childhood bed and moving into an apartment of your own. Money helps you travel the world, upgrade to eating organic food, indulge your desire to brew your own craft beer, or snag the latest Apple product. Money gives you the opportunity to help others in need. And with proper management and planning, it lets you retire eventually so you don’t have to continue exchanging your time and energy for a paycheck until your last breath.” – Erin Lowry
49. “The best money tree in existence sits right in your pocketbook: The good old-fashioned buck. Yes, money. Money is the king of money trees.” – M.J. Demarco
50. “It’s not your salary that makes you rich; it’s your spending habits.” – Charles A. Jaffe
51. “If you want to become wealthy, then you have to find out what the top 5% of people do financially and do the same thing.” – Myron Golden
52. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Jen Sincero
53. “Money is like an arm or leg — use it or lose it.” – Henry Ford
54. “On average, millionaires invest 20% of their household income each year. Their wealth isn’t measured by the amount they make each year, but by how they’ve saved and invested over time.” – Ramit Sethi
55. “The stock market is designed to transfer money from the active to the patient.” – Warren Buffett
56. “Do not focus on money, instead focus on a problem that needs to be solved for the world. Money will follow you as a biproduct.” – Manoj Arora
57. “Watch your pennies and the dollars will take care of themselves.” – Janet Wallach
58. “Money is one of the most important subjects of your entire life. Some of life’s greatest enjoyments and most of life’s greatest disappointments stem from your decisions about money. Whether you experience great peace of mind or constant anxiety will depend on getting your finances under control.” – Robert G. Allen
59. “When people understand basic money strategies, they become empowered to change their lives and build richer more resilient futures.” – Tina hay
60. “If you’re saving, you’re succeeding.” – Steve Burkholder
61. “One is not born, with a capacity to make sound financial decisions, it comes through education, reading the right material, and also training. Being promoted to a top position in your organization, or even being elected to public office, does not suddenly endow you with financial literacy, if you did not acquire and develop it, earlier in your life.” – Strive Masiyiwa
62. “We need to have financial literacy in America, not just complaining about obstructionism. We need solutions. And I think the solutions are using high finance to make capitalism work for people around the world.” – Kabir Sehgal
63. “The amount of money we receive will always be in direct ratio to the deman for what we do; our ability to do it; and the difficulty in replacing us.” – Earl Nightingale
64. “First, you have to know how to make more money than you spend. Second, you have to know how to take that savings and invest it well.” – Ray Dalio
65. “The most important aspect of keeping your money is being aware of how much of it you are spending.” – Tiffany Aliche
66. “Frugality includes all other virtues.” – Cicero
67. “Most people fail to realize that in life, it’s not how much money you make, it’s how much money you keep.” – Robert Kiyosaki
68. “When your money makes more than you do, you are officially wealthy.” – Dave Ramsey
69. “A budget is telling your money where to go instead of wondering where it went.” – John C. Maxwell
70. “If you want to get rich, think of saving as earning.” – Andrew Carnegie
71. “If you don’t find a way to make money while you sleep, you will work until the day you die.” – Warren Buffett
72. “Too many people spend money they earned… to buy things they don’t want… to impress people they don’t like.” – Will Rogers
73. “Don’t go broke trying to get rich.” – Ryan Pineda
74. “He who buys what he does not need, steals from himself.” – Swedish Proverb
75. “Beware of little expenses. A small leak will sink a great ship.” – Benjamin Franklin
76. “We make ourselves rich by making our wants few.” – Henry David Thoreau
77. “Frugality makes a poor man rich.” – Seneca The Younger
78. “Almost every failure I know (and I know a lot) didn’t fail because they couldn’t make money. They are broke now because they couldn’t keep it.” – James Altucher
79. “Money doesn’t bring happiness, but the absence of money brings unhappiness.” – Tai Lopez
80. “The best way to create long-term wealth, is to dollar cost average into an index fund.” – Graham Stephan
81. “Budgeting your money is the key to having enough.” – Elizabeth Warren
82. “Every time you borrow money, you’re robbing your future self.” – Nathan Morris
83. “Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.” – Tim Ferriss
84. “Your economic security does not lie in your job; it lies in your own power to produce—to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth, it’s having the power to produce wealth.” – Stephen Covey
85. “If you are focused on delivering value, money comes.” – Dan Lok
Related: Money Mindset Quotes
Bonus Financial Literacy Quote
Bonus: Here is our last and final quote about financial literacy. It is a quote that comes from one of the best books ever written on personal finance and financial literacy; The Richest Man In Babylon. It’s our last quote because it speaks volumes to, and in a way, makes the case for everyone’s need of more financial knowledge.
“Our Acts Can Be No Wiser Than Our Thoughts, Our Thinking Can Be No Wiser Than Our Understanding.”
– george s. clason –
Final Thoughts
There you have it, the best of the best when it comes to quotes about financial literacy. We hope they provided you with new insights related to the power of financial education.
But more importantly, we hope some of these quotes inspired and influenced you to want to think and act differently with your own money.
With that said, if you believe financially literacy can help protect people from financial disaster, debt, hardship, and even poverty, like we believe it can, please share a few of these wise words with those who may appreciate them.
Till then,
STRIVE
PS – If you enjoyed this collection of financial literacy quotes then you’ll likely enjoy these other financially related quotes and resources: